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Business Math 12th Edition Cleaves Test Bank

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Test Bank for Business Math 12th Edition By Cheryl Cleaves, Margie Hobbs, Jeffrey Noble, ISBN-13: 9780138052348

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Business Math 12th Edition Cleaves Test Bank

Test Bank for Business Math 12th Edition By Cheryl Cleaves, Margie Hobbs, Jeffrey Noble, ISBN-13: 9780138052348

Table of contents
1. Review of Whole Numbers and Integers
1-1 Place Value and Our Number System
1-2 Operations with Whole Numbers and Integers
Case Study: Take the Limo Liner
Case Study: Leaky Roof? Sanderson Roofing Can Help
Case Study: The Cost of Giving

2. Review of Fractions
2-1 Fractions
2-2 Adding and Subtracting Fractions
2-3 Multiplying and Dividing Fractions
Case Study: Bitsie’s Pastry Sensations
Case Study: Greenscape Designs

3. Decimals
3-1 Decimals and the Place Value System
3-2 Operations with Decimals
3-3 Decimal and Fraction Conversions
Case Study: Pricing Stock Shares
Case Study: JK Manufacturing demographics

4. Banking
4-1 Checking Account Transactions
4-2 Bank Statements
Case Study: Mark’s First Checking account
Case Study: Expressions Dance Studio

5. Equations
5-1 Equations
5-2 Using Equations to Solve Problems
5-3 Formulas
Case Study: Anunson Precision Painting, LLC
Case Study: Artist’s Performance Royalties
Case Study: Educational Consultant

6. Percents
6-1 Percent Equivalents
6-2 Solving Percentage Problems
6-3 Increases and Decreases
Case Study: Wasting Money or Shaping Up?
Case Study: Customer Relationship Management
Case Study: Carpeting a New Home

7. Business Statistics
7-1 Graphs and Charts
7-2 Measures of Central Tendency
7-3 Measures of Dispersion
Case Study: Progeny Plastics Inc.
Case Study: Ink Hombre: Tattoos and Piercing

8. Trade and Cash Discounts
8-1 Single Trade Discounts
8-2 Trade Discount Series
8-3 Cash Discounts and Sales Terms
Case Study: Image Manufacturing’s Rebate Offer
Case Study: McMillan Oil & Propane, LLC
Case Study: The Artist’s Palette

9. Markup and Markdown
9-1 Markup Based on Cost
9-2 Markup Based on Selling Price and Markup Comparisons
9-3 Markdown, Series of Markdowns, and Perishables
Case Study: Acupuncture, Tea, and Rice-Filled Heating Pads
Case Study: Carolina Crystals
Case Study: Deer Valley Organics, LLC

10. Payroll
10-1 Gross Pay
10-2 Payroll Deductions
10-3 The Employer’s Payroll Taxes
Case Study: Score Skateboard Company
Case Study: Welcome Care
Case Study: First Foreign Auto Parts

11. Simple Interest and Simple Discount
11-1 The Simple Interest Formula
11-2 Ordinary and Exact Interest
11-3 Promissory Notes
Case Study: 90 days same as Cash!
Case Study: The Price of Money
Case Study: Quality Photo Printing

12. Consumer Credit
12-1 Installment Loans and Closed-End Credit
12-2 Paying a Loan Before It Is Due: The Rule of 78
12-3 Open-End Credit
Case Study: Know What You Owe
Case Study: Massage Therapy

13. Compound Interest, Future Value, and Present Value
13-1 Compound Interest and Future Value
13-2 Present Value
Case Study: How Fast Does Your Money Grow?
Case Study: Planning: The Key to Wealth
Case Study: Future Value/Present Value

14. Annuities and Sinking Funds
14-1 Future Value of an Annuity
14-2 Sinking Funds and Present Value of an Annuity
Case Study: Annuities for Retirement
Case Study: Accumulating Money
Case Study: Certified Financial Planner

15. Building Wealth Through Investments
15-1 Stocks
15-2 Bonds
15-3 Mutual Funds
Case Study: Dynamic Thermoforming, Inc.
Case Study: Corporate Dividends and Investments

16. Mortgages
16-1 Mortgage Payments
16-2 Amortization Schedules and Qualifying Ratios
Case Study: Home Buying: A 30-Year Commitment?
Case Study: Investing in Real Estate

17. Depreciation
17-1 Depreciation Methods for Financial Statement Reporting
17-2 Depreciation Methods for IRS Reporting
Case Study: O’Brien Nursery
Case Study: Metro Mix Studio, LLC

18. Inventory
18-1 Inventory
18-2 Turnover and Overhead
Case Study: Decorah Custom Canoes
Case Study: Aspen Lakes Extreme

19. Insurance
19-1 Life Insurance
19-2 Property Insurance
19-3 Motor Vehicle Insurance
Case Study: How Much Is Enough?
Case Study: Soul Food Catering

20. Taxes
20-1 Sales Tax and Excise Tax
20-2 Property Tax
20-3 Income Taxes
Case Study: Computing Taxes Due
Case Study: A Tax Dilemma

21. Financial Statements
21-1 The Balance Sheet
21-2 Income Statements
21-3 Financial Statement Ratios
Case Study: Contemporary Wood Furniture
Case Study: Metro Mix Studio: Financial Statements